Singapore Banks Ditch One-Time Passwords

Singapore Banks Ditch One-Time Passwords

July 15, 2024 at 09:04PM

Singapore is implementing an initiative to phase out one-time passwords (OTPs) for retail banking customers in three months. The new authentication process will use digital tokens instead of passwords, aiming to enhance protection against phishing attacks. The measure, supported by MAS and ABS, aims to prevent scams and safeguard customer accounts.

Key takeaways from the meeting notes:
– Singapore plans to retire one-time passwords (OTPs) for retail banking customers within three months.
– The new authentication process will use digital tokens instead of passwords to protect against phishing attacks.
– Customers will use digital tokens on their mobile devices to authenticate to their accounts on mobile apps and bank websites.
– The measure is aimed at providing customers with protection against unauthorized access to their bank accounts, despite potential inconvenience.
– Ong-Ang Ai Boon, director of the ABS, stressed the necessity of these measures to prevent scams and protect customers.

Full Article